Latent Defects Insurance

Get a quote
or call 01708 963 170

Viking Direct Insurance Services UK

Why buy Latent Defects Insurance with Viking Direct Insurance Services?

  • Choice of 10 or 12-year policy term
  • Cover available for projects worth between £100,000 and £100m
  • Individuals and national property developers
  • Contract works
  • Fast quotes & email documentation

What is Latent Defects Cover?

It’s not uncommon that faults or defects in a construction project don’t come to light until weeks, months or even years after the project has been completed and signed off. Where such faults or defects are shown – or even just alleged – to be caused by failures of design, workmanship or materials, the developer could still be held accountable.

Latent Defects Insurance, which can be bought on the basis of 10 or 12-year policy term, is designed to offer financial protection in the event that a fault or defect does indeed materialise.

Get a competitive Latent Defects Insurance quote today

Get a quote
or call 01708 963 170

Viking Direct Insurance Services UK

What is covered by a Latent Defects policy?

There are a range of perils that are typically covered by a Latent Defects Insurance policy. These include:

  • Repairs or rebuilding costs of structural damage
  • Professional fees, inc Speculative
  • In-progress and completed builds
  • Cover for structure plus the waterproofing envelope
  • Loss of rent

Latent Defects policies do vary in terms of the level of indemnity cover available for any given peril – that is, the maximum amount that a policy will pay out in the event of a claim. To ensure that you have adequate protection in place, it’s worth taking a professional opinion.

Who needs to buy this type of cover?

Latent Defects Insurance can be bought by anyone who has an interest in a project. A policy can be applied for with regard to a wide range of building development projects:

  • New builds
  • Conversions
  • Residential, commercial and mixed-use developments
  • Individual homeowners
  • National developers.

Recognising the wide range of individuals and businesses who may benefit from having Latent Defects Insurance, policies are available where project values range from £100,000 to £100 million.

Get a quote from Viking Direct Insurance today!

Latent Defects Insurance is a very technical and highly specialist insurance cover. If you are in a position where you need to buy it, it’s likely that you’re buried under a desk full of contract documents and building specifications. The last thing you need is to be dealing with insurance small print.

Get the right advice from an insurance specialist. Call today and take professional advice on what policies might suit your needs best, and how much cover to take out.

With quotations available from work with a range of leading UK insurers – from Aviva to Zurich – and a UK based team of construction insurance specialists offer genuinely independent advice from a UK call centre. So, give the team a call today, and find out how much you could save on your insurance policy.

Contact us

01708 963 170
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