Handyman Insurance

Get a quote
or call 01708 963 170

Viking Direct Insurance Services UK

Handyman Insurance

Get a quote

or call

01708 963 170

Viking Direct Insurance Services UK

Buy a tradesman combined handyman insurance policy online today!

  • Public Liability
  • Employers Liability
  • Cover for range of trades
  • Product Liability
  • Commercial legal expenses
  • Contract Works cover
  • Owned and Hired in Plant insurance
  • Tools cover
  • Employees tools and personal effects

What is handyman insurance?

The best handyman insurance policy should be designed to cover you for a whole range of situations. Working as a handyman means that you can turn your hand to all sorts of jobs, from plumbing to electrical, plastering to brickwork, laying a driveway to tending a lawn. With Viking Direct Insurance Services, you can buy a tradesman cover that provides protection for you where you have up to 5 trades.

What kind of insurance does a handyman need?

A handyman will typically need cover across three areas – Liability Insurances, tools equipment and plant, as well as personal injury in the event that you hurt yourself and cant work for a period.

Handyman Liability Insurance quotes

There are three types of liability insurance that can be included on a tradesman insurance policy for a handyman.

Handyman Public Liability Insurance

Public liability insurance is not a legal requirement. But given the nature of the job – working on clients properties – its well worth considering and it might be something that customers insist on seeing before hiring you. Public Liability works by protecting you from the costs of legal defence in the event that a member of the public alleges that they have been injured, made ill, or suffered a loss as a consequence of your work.

Handyman Product Liability insurance

Working as a handyman, it could be that you supply products as part of your work. Working on a joinery project, installing a garage alarm, painting the exterior of a house, in many cases the customer may have asked you to supply the materials. Should something be wrong or faulty with the product itself, as the supplier you may be held liable. You could face the cost of replacement, as well as having to do the job all over again. Product Liability, which is included as standard with our Public Liability Insurance policy, can protect you from costs in this situation.

Employers Liability insurance

Where you have anyone working for you – even as a volunteer or casual labourer, it is a legal requirement that you have Employers Liability Insurance in place. Not doing so can result in significant fines. Employers Liability Insurance works in a similar way to Public Liability, but protects you from employee claims.

Get a competitive Handyman Insurance quote today

Get a quote
or call 01708 963 170

Viking Direct Insurance Services UK

Get a competitive Tradesman Insurance quote today

Get a quote

or call

01708 963 170

Viking Direct Insurance Services UK

Tool Insurance

Tools are the backbone of your business and should not be underestimated. Tools are often collected over a period of time and can amount to a large sum of money. If your tools were to be lost, stolen or damaged, would you be able to buy everything in one go and start back at work immediately? You can include tools cover on your policy with us, including tools that belong to employees personally. Why not get and online quote today?

Hired In or Own Plant

Any plant you own should be insured – it’s likely to be a valuable business asset. Where you hire plant for a particular job, you are liable for even for and can be forced to pay for any repairs and rent for the plant whilst the repairs are taking place. Buying hired in plant cover as part of your annual policy is often far more cost-effective.

Personal Accident cover

Our tradesman insurance policy includes personal accident insurance. Were you to get injured and unable to work, the cover can protect you from future lack of earnings. In addition, it may be able to cover you for medical bills.

What other cover might be relevant to a handyman?

As already stated, cover can be arranged to cover additional business requirements as appropriate. These may include:

  • Business premises and content cover
  • Handyman Van insurance

If you are unsure about the cover that you need, why not speak to an advisor? They will be happy to discuss your business and make recommendations as required.

Get a Handyman Insurance quote online from Viking Direct Insurance today!

Get a handyman insurance quote online today. Simply go through the easy-to-manage quote process and see what you could save on your policy today.

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01708 963 170
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