What are builders’ insurance requirements?
You will almost certainly require some form of insurance to get on site as a builder. No matter whether you are sub-contracting or working with a homeowner, it’s likely that they will insist on certain cover types at specific indemnity values as a contractual matter. You can get an online quote for a Tradesman Insurance policy in minutes via our quote and buy service. If you are unsure what cover you need to have in order to get on site, why not speak to an advisor?
Whether working on a construction site or at a private property, Public Liability insurance is the core cover required. Inevitably, you will come in to contact with members of the public on a daily basis. Public Liability insurance protects you against the cost of claims from third parties who say that they have been injured or had their property damaged as a result of your negligence. The value of the cover provided varies. You can buy cover for £1m, £5m or £10m worth of damages as appropriate.