Who needs insurance for their office?
Anyone who owns or runs a business operating from an office can benefit from an Office Insurance policy. It will provide a range of covers that will protect the business from a range of perils. It could be that you work from a home office, serviced premises, or own your own building.
A range of liability insurance covers can be included, protecting you from costs of legal defence in the event that a claim is made by either an employee or member of the public, alleging that they have been injured or otherwise suffered a loss as a consequence of your business activity.
Secondly, it can protect your business assets in the event that they are damaged, lost or stolen. That may include office fixtures and furnishings, as well as business equipment and stock.