What protection does IT Engineer Insurance provide?
The range and levels of cover that you need will depend on what sort of IT Engineering business or services you operate.
Due to the service-based nature of IT engineering, professional indemnity insurance for IT consultants and employees is a must. This will help to protect your business from the financial impact of a claim relating to alleged mistakes or unsatisfactory work.
Public Liability Insurance will help to safeguard against the financial impact of accidents. Typically this could include the cost of a court case and any compensation you need to pay.
If your firm employs IT Engineers, Employers’ Liability Insurance will cover you should an employee make a claim for a work-related illness or injury. In many cases, this is a legal requirement, even if your business simply consists of you and a spouse to do the books.
You will also need to consider the more standard covers that many businesses will need – protection for your premises and contents as well as business interruption. You may wish to add specific items too, such as Contractor Sickness Cover or Jury Service and Legal Protection.
All of these aspects can be tailored around your business.