Why buy your Business Insurance through Viking Direct Insurance Services?

• Get quotes from a range of leading insurance brands
• Quick turnaround on quotes and documentation
• Flexible payment & finance options
• Cover available for a wide range of trades, professions and businesses
• Buy a commercial combined policy, a tailor-made package for your business needs
• Insurance Arranged and Administered by MGAM Ltd and Buckingham Insurance Consultants

What types of businesses can get insurance via Viking Direct Insurance Services?

A wide range of businesses working across a variety of sectors can find the cover that they need through Viking Direct Insurance Services. These include:

What Business Insurance do I need for my business?

Without wanting to sound cliché, that really does depend on the type of business you are running. It also depends on your own preferences, too. Because there are many variables, it’s worth taking advice. That way you get the cover you need, without paying for protection you don’t require.

The only type of business insurance that you are required to have by law, is Employers Liability. It is required where you have anyone working under your instruction, including directors. It is not limited to PAYE employees, it could also be a casual, part-time worker.

Other types of cover you might want to think about

There are a range of other business insurance covers that you should consider, too:

• Other Liability insurance covers. Public Liability, for example, which works similarly to Employers Liability. Liability covers are designed to protect your business from accusations of wrongdoing, incompetence or malpractice that has allegedly led to harm to a Third Party.
• Commercial Property buildings insurance. If you own your own business premises, they’re likely to be a significant asset to the business. Because of this, you’ll want to protect them with a Commercial Property Buildings policy. In fact, where you have a mortgage, Commercial Property building insurance is almost certainly going to be a condition of your lender. No matter whether you rent or own, you should consider Commercial Property Contents cover, because this will take care of your business office equipment and furniture.
• Other business insurance. Depending on your trade, profession and type of business, there are countless potential business insurance covers which may be relevant and worth considering. So you might want to insure stock and other assets. It could be you have plant and machinery or the tools of your trade to think about. If you supply and distribute either your own or a Third Parties’ goods, you may need to consider Good in Transit insurance, too.

When buying Commercial Insurance, it’s really worth taking a step back and thinking about every aspect of what your particular business does. So, consider where you face risks, what the possible consequences might be, and whether your business would benefit from a cover. The alternative is to consider a Business Combined insurance policy.

What is Business Combined Insurance?

Business Combined insurance is often referred to as Commercial Combined Insurance. It is a type of business insurance policy that is designed to cover all aspects of a business’s insurance requirements on a single policy.

It can be tailored to a business’s particular requirements.  So, a policy designed for a retail business might differ from that designed for a manufacturer. The advantages of a tailored Business Combined insurance policy include convenience because you only have a single policy to administer.  And because it’s all on a single policy, there can be potential cost savings, too.

Why compare business insurance with Viking Direct Insurance Services?

Comparing Business Insurance can be bewildering and time consuming. Small print loaded with jargon isn’t many people’s idea of fun. But because making the right choice for your business is really important, it makes sense to work with professionals. We work with a range of leading UK insurers – from Aviva to Zurich – so we have access to many options. Because of this, our UK based team of insurance specialists offer genuinely independent advice. So, give the specialist team a call today, and find out how much you could save on your business insurance.